Help programs
Free foreclosure help in Los Angeles County
Free programs for homeowners in Los Angeles County, California. Real help is always free; be careful of anyone who asks for money up front.
Includes Los Angeles, Long Beach, Glendale, Santa Clarita, Lancaster, Palmdale, Pasadena, Torrance, Pomona, Santa Monica.
Local programs
LA County Department of Consumer and Business Affairs, Foreclosure Prevention
Free one-on-one help from the county. They explain foreclosure, help you talk with your lender, and help with your papers.
800-593-8222 · Website for LA County Department of Consumer and Business Affairs, Foreclosure Prevention
LA County Homeowner Notification Program
The county mails you a notice when a deed is recorded on your home, to help you catch title fraud.
Neighborhood Housing Services of Los Angeles County
Free housing counselor who can help you talk to your lender about lower payments. They also hold foreclosure classes.
213-381-2862 · Website for Neighborhood Housing Services of Los Angeles County
East LA Community Corporation
Free housing counselor who can help you talk to your lender about lower payments. They also hold foreclosure classes.
New Economics for Women
Free housing counselor who can help you talk to your lender about lower payments. They also hold foreclosure classes.
NID Housing Counseling Agency, Los Angeles and Palmdale
Free housing counselor who can help you talk to your lender about lower payments. Palmdale office: 661-526-4013.
323-299-4067 · Website for NID Housing Counseling Agency, Los Angeles and Palmdale
Legal Aid Foundation of Los Angeles
Free legal help for homeowners with low income, including help for 2025 fire survivors.
800-399-4529 · Website for Legal Aid Foundation of Los Angeles
Neighborhood Legal Services of Los Angeles County
Free legal help to prevent unfair foreclosures, especially in the San Fernando, San Gabriel, Santa Clarita, and Antelope valleys.
800-433-6251 · Website for Neighborhood Legal Services of Los Angeles County
Bet Tzedek Legal Services
Free legal help with foreclosure, home title theft, and loan scams, especially for older adults.
Public Counsel
Free legal help with foreclosure, reverse mortgage problems, and home equity scams. They also hold homeowner workshops.
Community Legal Aid SoCal
Free legal help with housing for southeast Los Angeles County. Call to ask about foreclosure help.
Free help for every Californian
These programs serve the whole state. Start with your loan company; only they can approve a change to your loan or stop a sale. The phone number is on your monthly statement.
HOPE Hotline (Homeownership Preservation Foundation)
Free phone help from a housing counselor if you are behind on your mortgage. Any homeowner can call.
888-995-4673 · Website for HOPE Hotline (Homeownership Preservation Foundation)
HUD Housing Counselor Locator
Find a free, HUD-approved housing counselor near you by phone or by ZIP code.
CalVet Home Loans
For veterans with a CalVet home loan. Call and ask about options if you are having trouble making payments.
USDA Rural Development Customer Service Center
For homeowners with a USDA direct home loan. Ask about help if you are behind. Monday to Friday, 7 a.m. to 5 p.m. Central Time.
800-414-1226 · Website for USDA Rural Development Customer Service Center
CalHFA Housing Counseling Program
Free, private counseling to help you avoid foreclosure. The state pays for it.
CalHFA Hardship Assistance
If your home loan is from CalHFA, ask here about payment plans and ways to lower your payment.
California Courts Self-Help Center
Free, plain-language information about how foreclosure works in California and where to find help.
LawHelpCA
Find free legal aid offices near you by county and topic.
Housing and Economic Rights Advocates (HERA)
Free legal help for low and moderate income homeowners facing foreclosure, scams, or reverse mortgage problems.
510-271-8443 · Website for Housing and Economic Rights Advocates (HERA)
Property Tax Postponement Program (State Controller)
Homeowners who are 62 or older, blind, or disabled may put off paying property taxes. It is a loan that must be paid back later.
800-952-5661 · Website for Property Tax Postponement Program (State Controller)
California Attorney General Homeowner Help
Learn your rights as a homeowner, spot foreclosure scams, and check if a foreclosure consultant is registered.
Consumer Financial Protection Bureau (CFPB)
Simple guides for working with your loan company, and a place to file a complaint if it treats you unfairly.
855-411-2372 · Website for Consumer Financial Protection Bureau (CFPB)
Other counties
Looking for a different county? See all 58 counties.
Good to know
Programs and phone numbers change. We check this list often, but please confirm details with each program. Last reviewed October 2026. Know a program we missed? Tell us.
We are not a government agency. Serve First Realty, Ashlar Lending, and Ashlar LDA are private businesses. Your first introductory call with us is free.
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